Equities First Holdings is an international banking firm that is based in the US city of Indianapolis. Over the years, Equities First Holdings has specialized in offering stock-based loans as the popularity of margin loans goes down. The reason for the rise of the Equities First Holdings is the tough measures that have been implemented by banks concerning credit-based loans. The banks have achieved this feat by raising the interest rates that are associated with these loans. This led to Al Christy, Jr. to seize this opportunity and help the oppressed people by the banks. He founded this institution several years ago and still functions as its chief executive officer.
Since its establishment, the Equities First Holdings has grown into a chain of businesses. Other subsidiaries associated with Equities First Holdings include the Equities First Holdings Singapore Limited as well as Equities First Holdings Australia. Equities First Holdings London and Equities First Holdings Hong Kong are other subsidiaries that have resulted from the Al Christy creation. The firm is credited with over 600 transactions since its establishment which has generated the firm an income of over $1.4 billion. Equities First Holdings came into existence 15 years ago.
There are several benefits that a client would acquire by doing business with Equities First Holdings. First, the firm has a non-recourse feature that has been implemented to allow the client to walk away from the loan at any time they feel like. This doesn’t consider whether the loan is appreciating or depreciating. With this walk out, there is no further obligation that is expected from the borrower.
Unlike a margin loan where you have to be pre-qualified, the case is different for the stock-based loans as they do not require pre-qualification. The lowest interest rates offered by Equities First Holdings are also fixed and low. Finally, Equities First Holdings has a low loan-to-value ratio. Once a client acquires a loan with Equities First Holdings, they are guaranteed that they will receive their stocks back. The firm has been built on a strong foundation of integrity and transparency.